Estate & Financial Planning

Estate Planning, the most complex facet of a financial strategy, is designed to help secure your hard-earned assets, efficiently transfer wealth to family members and ensure your family's future. Our team consists of individuals with financial, legal, tax and insurance expertise to implement an estate plan that will enable you to protect the assets you've spent a lifetime accumulating.


Estate Planning

Life Insurance

Long-term care insurance

Retirement Planning

The Ramirez team is experienced in all aspects of retirement planning. Whether it is advising on optimizing the role of an individual Retirement Account (IRS), a Roth IRA or a corporate retirement plan (401k), our team can assist with any and all future retirement needs.

Insurance Advisory

Our team has been carefully formed in order to best help our clients with any of their financial needs. We believe that our expertise in insurance advisory adds another layer to our professional, long-term commitment, and holistic approach to financial planning. Insurance is primarily used for our clients in the estate planning and succession planning process for the transfer of assets, long term planning for health related issues and care for those with special needs.

Business Insurance Advisory

Protecting the business that you have built is an integral component of your business plan. An insurance planner from our team will speak with you about the strategies we have available and help implement a plan that provides for your company's present and future needs. We assist with customized retirement vehicles, protection against lawsuits, health-related issues and loss of key employees. In addition, we advise on business succession strategies including buy/sell agreement.


To all clients:

Samuel A. Ramirez & Company, Inc. (Ramirez & Company) continues to monitor all federal, state, and local COVID-19 guidance. Currently all employees are working remotely. The firm is operating business as usual, providing all products, services and capabilities for our clients across the globe. We will continue to provide updates to you, as needed, in the coming days and weeks.

For more information, please refer to the Ramirez & Co. Business Continuity Client Disclosure: If you have any questions, please contact your Sales or Relationship Manager or email

Ramirez & Company, Inc. Management