Business Financial Services

Ramirez & Co., Inc. Business Services can assist businesses by offering solutions to most problems faced in today's fast paced business environment. We offer solutions in Cash Management, Retirement Planning Services and Insurance Products. Our goal is to help businesses retain their best employees and make the company's cash grow with creative cash management techniques.

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Corporate Retirement Planning

Ramirez will assist your company in finding the most suitable retirement plan provider for your company, with the customized investment programs to ensue solid investment performance, high levels of employee participation. The Ramirez business services team provides on-going financial advice and monitoring through the life of the plan. Our customized process provides a level of un-biased investment advice that cannot be found by going directly to retirement plan companies.

Whether you seek advice on starting a new retirement program or enhancing and reviewing your current plan, our Business Services Team has timely advice and creative ideas to benefit your company. Whether it is a 401(k), 403(b), 457 plans or the Individual 401(k), we work hand in hand with your company to help structure a plan that best meets your needs.

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Protecting the business you created is an integral component of your business plan. A Ramirez & Co. Business Insurance Planner will speak with you about the insurance strategies available and help implement a plan that provides the necessary coverages for your companies present and future needs

  • Group Disability
  • Sponsored Disability
  • Buy-Sell agreements, Disability
  • Group Long Term Care
  • Sponsored Long Term Care
  • Key Person Insurance
  • Business Continuance Insurance

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Cash Management

A Ramirez & Co. Cornerstone Account can offer a multi-faceted money management solution. The Cornerstone Account is a checking and investment account with many features to maximize your personal finances.

Features Include:

  • Checking
  • Electronic Funds Transfer
  • Collateralized Lending
  • Unlimited Investment Options
  • Automatic Cash Sweep Feature
  • Overdraft Protection
  • Interest Bearing Money Market
  • Lines of Credit
  • Visa Debit Card
  • Monthly Statements and Year-End Tax Reporting Statement
  • Balances Update Daily

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To all clients:

Samuel A. Ramirez & Company, Inc. (Ramirez & Company) continues to monitor all federal, state, and local COVID-19 guidance. Currently all employees are working remotely. The firm is operating business as usual, providing all products, services and capabilities for our clients across the globe. We will continue to provide updates to you, as needed, in the coming days and weeks.

For more information, please refer to the Ramirez & Co. Business Continuity Client Disclosure: If you have any questions, please contact your Sales or Relationship Manager or email

Ramirez & Company, Inc. Management