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• Tax free Investing - Ramirez & Co., Inc. is second to none in helping investors grow their assets tax-free with Municipal Bonds. Contact a Ramirez representative for a free consultation on tax-free investing.

• Looking for additional ways to save for retirement. Consider Deferred Annuities . Fixed or Variable- where your money grows tax deferred, which means you don.t pay taxes on earnings until you begin to take withdrawals.

• Have you started planning for your child's college education? Contact us for information on the new 529 College Savings plan.

• Do you know what you really own? Are you fully diversified within your mutual funds? A closer look may surprise you. Contact a Ramirez representative for a FREE portfolio review.

• Have you reviewed your company 401(k) plan? Are your employees happy with their retirement plans performance? Contact a Ramirez representative for a FREE review of your 401(k) plan to see if you can be doing more for your employees.

-Municipal Calendar

California Debt Investing

-Senior ManagedUnderwritings
-Rankings (Ramirez in top 15)


-List of Underwritings

-VISA Inc. Form S-1/A (pdf)

-Grupo HIMA Prospectus (pdf) - ONLY AVAILABLE TO RESIDENTS OF PUERTO RICO

-List of Underwritings

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